The Grinch

What's the first thing that comes to mind when you think of the term villain? Often when we think of a villain we think of people who revel in destruction and have dark masks obscuring their faces. However, we are quick to forget the unseen killers. The ones that go unpunished, people who are incurable taking the world by storm. That is why, out of the unlimited number of villains we have to choose from, as our incessant need to create heroes whom we can place hope in continues, the Caring is by far the best villain.In the movie, â€Å"The Caring†, he proves to know his power isn't his ability to destroy things but the happiness of the people who own them. He knows more than death and demolition his ability to be the Caring, to spread his disease of depression and take away the very enthusiasm that pushes Hovel forward as a society, gives him complete control and makes him truly nefarious. His usual tactics begin to become insufficient in filling the void he knows , deep down, only acceptance will mend. In a furious attempt to push this concept away he decides to steal Christmas.Trapped in a world of despondency and numbness, Caring envies the Who's and their ability to love and feel because he fears love is something he will never be acquainted with. He wants everyone else around him to see life In the same way he does and decides the best way to do this Is to target one of the last vestiges of hope and childhood the Who's have left. The Caring is a clear embodiment of the many qualities and characteristics specific to a villain we discussed in class such as inferiority complex, visual otherness and determination of the will .One only need to heed light to the aspects of the Caring that make him a crook to reveal a very effective and Intriguing one at that. Due to self-image issues and childhood trauma,the Caring has a severe inferiority complex. The Caring is portrayed in a very comic manner but in truth this humor is used to obscure the pain and subsi diaries he's attempted to suppress all his life. He has all this hate and disappointment aimed towards himself but he is Incapable of understanding that the only way to beat ourselves Is to stop fighting, to let go.The Caring tries to counterbalance what he feels towards himself by becoming great and rueful to prove to himself that he's worth something. This is why man v. S self is the hardest battle to wage. The Caring is an equal opponent of himself so he will never win; with every bit of power he gains he will find another thing about himself to antagonize over. His blindness continually pushes him to try and substantiate his reign over Whole. At one point in the movie we see him go into Weevil and absolutely terrorize the people but his high fades as he returns home.As he changes clothes the first thing he does Is pick on how his body looks and decides he can't go o Weevil with Cindy because his schedule is booked with wallowing in self-pity, staring into the abyss, wrestling wi th his self-loathing, and dinner with himself. This is interesting because his desire to eat alone shows he doesn't think he deserves the presence and company of others in his life. Another noticeable example we see in simply trying to overcompensate for his lack of self-esteem.However, The Caring, along with audience sees that even stealing Christmas doesn't make him powerful enough to banish his own demons. Another trait the Caring exhibits is visual otherness. In this case the Gringo's inferiority complex and visual otherness are strongly linked and codependent to an extent. The Caring despises the way he looks and always compares himself to others which creates an atmosphere perfect for self-hatred and a feeling of inferiority. The Gringo's visual otherness is a very prominent component of not only how he views himself but of how the others depict him.He is bright green and furry from head to toe with chipped rotting teeth, deep wrinkle lines etched into his skin, and an unkempt green mass of hair on his head somewhat resembling a Mohawk. This is definitely a major contrast to rosy cheeked blond haired Cindy Lo Who. In this movie, his outer appearance is meant to reflect the self-torment going on inside. From a young age he struggles with choosing his humanity over the beast inside and we can see this paralleled in his appearance.As he turns further away from his humanity he looks less and less like a human and more like the tortured soul the rejection and hardness of the world has molded him into. As in many stories we can distinguish the characters between the ways they look or the colors they wear. The Green of the Gringo's skin and the dirty brown of the rags he wears represent evil, while the Jovial bright reds and pinks associated with Cindy Lo Who represent pure goodness and a rare untainted innocence. We often say love makes man do the most irrational things, but one could argue its heartbreak.It was the lethal combination of heartbreak and determi nation of the will that compelled the Caring to destroy the society that told him (even when he shed all the things that made him unique)he wasn't good enough and that he would never be good enough. That's why he's such a significant villain. The pain of the heartbreak the Who's caused him, along with his infallible drive to accomplish whatever he sets his mind to, makes him almost inexorable. However this determination is a quality often shared between the villain and the hero.This is because determination of the will is an impartial trait with equal opportunity to be claimed either for darkness or light. It depends on who possesses it. The Caring, being an anti-villain, has darkness in him but he also has light. While this quality is identified in his obstinacy of wanting to story Christmas and the spirit of the Who's, we can also distinguish it in his unrelenting resolve to make Martha a Christmas gift worthy of her love, or in his ability to pull a sled weighing more than a ton off the side of a cliff on account of pure willpower and his desire to save the little girl sitting in it.When it comes to his goals and ambitions, the Caring demonstrates tunnel vision, seeing nothing but the final outcome he desires to reach. When we see things with blinders on as the Caring does, we can become dangerous as we lose our ability to see consequences and the indirect impact of our actions. However, this allows us to pull strength from within ourselves we never knew we had to complete our undertakings. This immense Gringo's actions.It is apparent that the crunch is a very interesting and dynamic character with many aspects that make him villainous and offer explanation for the commonly known phrase â€Å"his heart was two sizes too small. † Inferiority complex, visual otherness and determination of the will, provide undeniable proof the Caring is a villain but it has yet to be understood why the Caring is the best villain. The reason the Caring is such a fantast ic villain is because Hess so relatable; we can all see a little of ourselves him.While we usually don't go climb a mountain over it, we all have days where we are plagued with doubts about where we fit into our society, never mind the world, and dysphasia spreads like a disease through our minds. We all have days where we are angry at the world and feel that's causing destruction and pain is the only way to satisfy our rage. We also all carry that determination to fight for what we want even when we know its wrong. Dry.Issues manages to create a character in which we can recognize villainous qualities and tendencies, but still have hope for him because we recognize those same aspects in ourselves, and we have to believe there's hope for people like the Caring because we have to believe there is hope for people like ourselves. Ultimately, the Caring is a portrait of the war between the good and bad in all of us and teaches us we can be fixed and we're not all doomed to be broken rec ords repeating our same mistakes again and again never being able to let go.

Business Gross and Net Profit

Gross and Net profit Gross profit A company’s revenue, minus the business’ costs of goods For example: If I sold 5000 cheese sandwiches for ? 1 each my total revenue would be 50 x ? 1 = ? 5000 It costs 25p per sandwich to purchase bread, butter and cheese. My gross profit = Revenue – Costs of sales (25p x 5000= ? 1250. 00) = ? 3750. 00 Net profit The business’ gross profit minus expenses For example: My gross profit from my sandwiches is ? 3750. 00 to calculate my Net profit I need to minus the rest of my expenses †¢ ? 385 on rent †¢ ? 80 on advertising †¢ ? 950 on staff salaries My total expenses are ? 1,415 My net profit= Gross profit (? ,750) – Expenses (1,415) = ? 2,335 The difference between gross and net profit The difference between gross and net profit is that gross profit is merely a stepping stone to work out the net profit. Say at the end of a month a business has ? 5000 in the bank, we need to work out the gross profit to know exactly how much we have to pay to the manufacturer and to cover the costs of materials. The same goes for net profit. Say after the business had worked out the gross profit and we had ? 4250 left in the bank, we still wouldn’t know exactly how much money we had made that month until we had worked out the net profit. Cost of salesCost of sales is the cost of the materials used to produce a product. This includes any costs included in making the product, this includes: †¢ Shipping costs †¢ Cost of containers †¢ Overhead costs linked directly to the manufacture, like rent for the manufacturing facilities Costs vary dependant on the industry. For example a retail business buys products to resell them at a higher price, but a manufacturer either buys raw materials and turn them into finished products, or buy parts and just assemble them, ready for sale. Expenses Expenses are all the costs that a business or organization has to pay out, this includes †¢ Fi xed costs Variable cost †¢ Taxes †¢ All other operating costs How to maximise profits There are several different ways a business or organization can maximise profits, these include: †¢ Lowering the costs of sales by using cheaper materials †¢ Lowering the costs of sales by minimizing manufacturing costs Nike Sports wear and Primark got a lot of bad press by moving their manufacturing factories abroad. They did this to lower their manufacturing costs as the workers have no minimum wage, or even minimum age so they can have their goods made at a very low price. †¢ Increasing the price of sales, (making your product more expensive)

Christina Rossetti Essay

During this essay I will be comparing two poems, both written by women, and both have same theme, the poems were written a century apart and are written about woman who were taken advantage of by a man, both women in the poems become pregnant and keep the child. The poem â€Å"Cousin Kate† was written in the 19th century by a poet named Christina Georgina Rossetti, it portrays a story of chastity and double standards. It demonstrates how life was for women working in jobs such as a maiden in the eighteen hundreds, and how higher figures in society used their wealth and status to take advantage of them. A lord tricks the maid into having sex, and gets her pregnant, then later marries her â€Å"Cousin Kate†, who cannot have children, â€Å"Yet I’ve a gift you have not got, and seem not like to get. † She speaks kindly of Kate at the beginning and then gets bitter by verse 5. The maid knows that the lord would give everything he had to have a child and she is not sorry for what happened because the lord was not honorable to her and used her. Even though she is the victim she is the one that the neighbors call â€Å"an outcast thing† Where as her cousin Kate is spoken of as â€Å"good and pure† and because Cousin Kate did not have sex with the lord he married her. I think that the poet has included a few sub texts in this poem and also has written a few play on words like She was â€Å"hardened by sun and air† and her son is the lords only son therefore he is the heir to all of the lord belongings, land and wealth, and she wouldn’t give her child up for any of it, because she knows one day her son will inherit it, when the lord dies. Eileen McAuley wrote â€Å"The seduction† in the 1980’s and I personally think that something similar to what happens in this poem happened to her, even though it is written in third person. The male character in this poem makes no effort to woo the teenage girl, he gives her vodka and talks about himself, he then leads her to a riverside and seduces her. Before this, the girl used to read magazines about romance and fashion and it quotes â€Å"Where a stranger could lead you to new worlds, and how would you know if you never took a chance? â€Å". The girl was influenced by romantic thoughts, she had her own ideas, and the boy thought of it as just sex, the same as â€Å"Cousin Kate† this girl was lured and tricked into sex, and the neighbors say â€Å"she always looked the type†. In â€Å"Cousin Kate† the maid was seduced by wealth and status, and in â€Å"The Seduction† the girl was seduced by alcohol and led on by the reading of magazines such as â€Å"My guy† and â€Å"Jackie†. Both poems speak of the girls crying alone, â€Å"Even so I sit and howl in dust† and â€Å"She sobbed in the cool, locked in the darkness of her room. † But where as in â€Å"The Seduction† the young girl cries because of all the innocents and fun she has missed the maid in â€Å"Cousin Kate† Cries because of the mistake she made of sleeping with the lord before they were married. Both of these poems portray the women to be naive and innocent. Both characters (The Maid & The Young Girl) feel betrayed by the men, in â€Å"The Seduction† the poet writes about how the girl has missed out on petty things like Glossy horoscopes, â€Å"Full of fresh fruit diets – how did she feel betrayed? † and in â€Å"Cousin Kate† the poet writes about how if she could marry the lord now she wouldn’t have and how her intensions were totally honorable but he just used her and discarded her, â€Å"I would have spit into his face, and not have taken his hand† . In conclusion, both of these poems show how society looks down on pregnant young girls, and how times really haven’t changed over 100 years, it also demonstrates how in the 19th century a young poor girl could be seduced by wealth and status and still this happens in the 21st century. Show preview only The above preview is unformatted text This student written piece of work is one of many that can be found in our GCSE JRR Tolkien section.

Computers and Learning Essay Example | Topics and Well Written Essays - 1500 words

Computers and Learning - Essay Example Majority of the PCs in the college use Microsoft Operating System although some of the computers are still running on Office 97. The college has achieved a milestone in networking all the computers although not all PCs have been networked but there is increased trend of networking them. With a population of about 3000 students, the University has been thinking of providing laptop to the student the expense of which will be reduced from their fees. There has been increased pressure to make sure that the students accept the offer of the laptops because whether they accept them or not, they will still be charged in the school fees. This has been in line with the introduction of my Course system in the university website which is used by lecturers to post notes and exercises. There has also been declining number of student who are attending lecturer since they can download everything from the internet. How can the college achieve a competitive edge through the harmonization of the usage of the internet The aim of the university in introducing the use of computers has been to ensure that there is efficient delivery of services. ... tion this is one of the most important strategies that the university can use in order to achieve maximum use of computer technology in the university. If the university chose to sell the existing PCs and buying new ones, then the first step would be to find a way of storing the data based in the computers and then selling all of them. Then they would come up with a procurement procedure that will ensure that all the constituent colleges buys from one supplier. With a central supply system the university will be able to standardize the computer which is supplied to all the colleges. The university would then install all the computers with the require programs. This strategy would lead to loss of most of the data which may lead to distribution of the system though this may be the most efficient way of achieving the strategy, it will come with many disadvantages. However the greatest risk to the option remains in the way the university will be able to handle the risk of loss of the data contained in the PCs. One of the advantages with the option would be that the university will be able to acquire standardize computers and hence it would be easy for maintenance since the same company can be hired for the operation. (Bardini, 1995, p. 43) But on the other hand the university can choose to upgrade the current PCs that they are using in order to come up with new ones. The will involve increasing the various component of the computer instead of buying new ones. Therefore the best strategy would be hiring of IT specialist who will upgrade the PCs to use more upgraded memory and operating speed One advantage with this strategy will be that it will be easy to handle the database since it wills income upgrading one computer at a time. Therefore the data can be transferred

Budgetary Control in Performance Management Essay

Budgetary Control in Performance Management - Essay Example A budget is a formal statement of financial resources that have been set aside to finance specific activities over a given time period. Through a budget, managers can be able to coordinate organizational activities with it being a point of reference. Integrative Budgetary Control Integrative organizational budgetary control is a technique in which actual results of activities are compared to those specified in a budget and corrective actions undertaken. Differences that exist between actual and planned activities in the budget result in budgetary control measures where responsibility centers are charged with the responsibility of exercising organizational control action or revising the specific budget plans. Through responsibility centers, organization managers can monitor functions of the organizations and make necessary corrections to deviation from plans (Singla, 2009, p.117). A responsibility centre is basically a functional unit in an organization being headed by a hierarchical manager charged unit performance. Responsibility centers may include expense centers, revenue centers and investments centers. Budgetary control with regards to revenue centers involves comparison of actual outputs with budget outputs to ascertain necessary control measures. ... Basically, there is no planning system that can be used successfully in performance management without having an efficient and effective control system. Budget formulation is closely attached to control aspects where executives exercise organization control through budgetary control. Integrated organizational budgetary control involves preparation of a broad variety of budgets, continuous comparison of performance plans with actual performance and budget revision in the light of existing variances. Budget revision requires that a budgetary control system should be able to provide enough flexibility scope for particular initiative and revision measures. Performance management budgetary control is therefore an important device used by executives to control organization in achieving goals and controlling costs more efficiently Budgetary control compels the management of a particular organization to think about the ideal expectations for the future and what measures should be put in plac e with regards to existing shortcomings. The control process forces individuals charged with managerial responsibility to look ahead and manage the organization towards a purpose and direction be setting out detailed plans to achieving the relevant targets. Through this, the management is able to promote communication and coordination within the organization. The process also defines clearly the areas of responsibility, as it requires managers of responsibility centers to be accountable to deviations or underachievement of budget targets. Integrative budgetary control uses a budget as a basis for appraising organizational performance at a departmental level. Organizational performance variance from planned

Treasury profile of glaxo smithline pharmaceutical company Essay

Treasury profile of glaxo smithline pharmaceutical company - Essay Example rofile shown in the appendix at the end of this paper gives a bird’s eye-view of the company’s treasury management framework and is considered the best suited to the present day environment the company is operating under. The major five functions reviewed in the main text shows that the company is managed conservatively and that it is not engaged in speculative activities. Treasury function in an organisation is essential in order to maintain liquidity in funds flow. Liquidity will be affected due to various risks involved. The management must foresee unavoidable risks involved and provide for such risks by structuring the fixed capital and working capital suitably. (ACT) Company Glaxo Smith Kline PLC, UK‘s case is taken up for study of its treasury management. A brief outline of the company’s treasury profile is furnished in appendix at the end of this paper. Aim and objective of this study therefore is to ascertain the risks faced by this company and how it has designed its capital structure to manage its treasury functions in order maintain its liquidity and whether the current practice of treasury management is adequate or not. Treasury functions encompass capital markets and funding, cash and liquidity management, corporate financial management, Risk management and treasury operations and control. (ACT) The role of the treasury department is to maintain company’s liquidity. The treasurer has to monitor current and projected cash flows and make use of the information to suitably invest excess funds and also be in readiness for additional borrowings or equity in case of capital shortage that may be encountered any time. It should safeguard the existing assets by prudent investment of funds available and also guard against excessive losses arising out of interest rate and foreign exchange fluctuations. Cash forecasting, working capital management, cash management, investment management, treasury risk management, management advice, credit rating

Dell Computers - Supply and Demand Assignment Example | Topics and Well Written Essays - 250 words - 1

Dell Computers - Supply and Demand - Assignment Example However, the ethical issue of upholding the interest of the disadvantaged groups requires that the HR professionals should treat these groups as special interest groups, by granting them some favorable measures, which would make them have equal opportunities with others (Flynn, Mathis, Jackson & Langan, 2007). These two aspects create a sense conflict, since the HR professional are required to favor the disadvantaged group on one hand, while ensuring the principle of equality is upheld. For example, in an interview for the post of a staff accountant, the HR team was faced with a dilemma in selecting between an individual who was rated highly during the interview, and another one who had a slightly lower rating, yet belonged to the disadvantage group. While the law would require that the most qualified candidate takes up the position, it would be ethical to grant the position to the member of the disadvantaged group, who may not have many opportunities like the others. The similarity between the legal and the ethical responsibility is that they both advocate for the creation of equal of opportunities for all. However the contrast is; while the legal responsibility requires all people to be treated equally, the ethical responsibilities calls for the favor of some

BBA (HONS) Legal % Ethical Environment of Business Essay

BBA (HONS) Legal % Ethical Environment of Business - Essay Example Additionally, CSR-focused businesses would actively endorse the public interest by boosting community development and growth, and willingly eliminating practices that damage the public sphere, irrespective of lawfulness. CSR is the thoughtful inclusion of public responsibility into business decision-making that is the fundamental area of the business or firm, and the celebration of a triple bottom line: people, planet and profit. The word "corporate social responsibility" was coined in the late 1960s and early 1970s, after numerous multinational corporations shaped into being. The term stakeholder was also used, referring to those on whom an organization's doings and actions have an influence, to define corporate owners beyond shareholders as a consequence of a prominent book by R. Edward Freeman, Strategic management: a stakeholder approach in 1984 (Bhattacharya, Sen & Korschun, 2008). Supporters argue that businesses make more long term profits by functioning with a perspective, wh ile on the other hand, critics contend that CSR diverts from the economic role of businesses. Others debate CSR is purely an attempt at window-dressing, or an endeavour to forestall the role of governments as a regulator over powerful multinational corporations (Shumate & O’ Connor, 2010). ... ISO 26000 is the renowned international standard for CSR (presently a Draft International Standard). It is extensively recognised that CSR follows the similar philosophies but with no formal piece of legislation. As my case study, I have chosen The Walt Disney Company in order to analyse their Corporate Social Report to assess how effectively they meet their stakeholders’ needs and interests. According to The Walt Disney Company, kids as well as families are at the core of Disney. They are their most significant audience and their stimulation for new Disney entertainment as well as involvements. They incessantly attempt to delight and amaze their consumers as well as guests, and to do so in a modern and appropriate way. Parents as well as caregivers are key associates in assisting, guiding as well as shaping their methodology to entertainment for kids. Parents identify their kids best. The Walt Disney Company strives for equilibrium when evolving age-appropriate entertainment involvements. They want kids to adore their entertainment, in addition to the parents trusting them to be distributing quality content. There are four chief principles entrenched in their method of family entertainment: Promising positive growth Constructing content for kids of all ages Affiliating with parents Generating safe environments Their objective in boosting positive development is to encounter kids where they are developmentally, with age-appropriate activities that are appropriate, fun and thought-provoking to them. They aspire to carry out the best in kids by providing amusing, moving, exhilarating, exciting, astounding, delightful and enlightening entertainment experiences that they can later impart on their family and friends. Their emphasis on positive growth comes to

Failure of Macroeconomic Policy and Decade Long Stagnation Case Study

Failure of Macroeconomic Policy and Decade Long Stagnation - Case Study Example Since 1990 Japan has experienced over a decade of slow growth in real economic activity. Between 1990 and 2000 per capita output raised at an annual rate of 0.68 percent, per capita investment dropped at the rate of 1.4 percent per annum and weekly hours per adult worker declined by 1.18 percent per annum. This period has come to be referred to as "the lost decade." During the same period the inflation rate, as measured by the growth rate of the GDP deflator, fell from 2.3 percent to -1.8 percent and the nominal interest rate fell from 7.4 percent to 0.1 percent. Japan's current experience of sluggish growth coupled by deflation and zero nominal interest rates raises questions about the role of monetary policy in times of deflation. Should monetary policy take actions to avoid the zero nominal interest rate bound and if so, what policies can avoid it and/or ameliorate its negative ejects? This paper deals with a model that accounts for the real and nominal facts from the 1990s and makes use of this model to answer the two questions posed above. We consider an expensive price adjustment model along the lines of Rotemberg (1996) and expand it to allow for capital accumulation. In this economy, monopolistically competitive firms face convex costs of adjusting prices. Households own the capital stock and are subject to convex costs of adjustment. ... Solving for the equilibrium is complicated by the likelihood of a zero nominal interest rate limitation. An algorithm for computing perfect foresight equilibria is developed in situations where the nominal interest rate is zero over some period of time. The model is then solved and replicated using a parameterization that is standardized to Japanese data. An impulse response analysis is used to answer the first question. We find that the dynamic response of the economy to shocks in technology and government purchases is very di.erent depending on whether the zero nominal interest rate constraint binds. When the constraint is not binding output and investment rise in response to improvements in technology under the interest rate targeting rule we mull over. Nevertheless, when the constraint binds, monetary policy cannot respond and output and investment all drop in response to positive technology shocks. A binding constraint also exacerbates the contractionary e.ects of negative government purchase shocks on these same variables. Overview of the Study First, I will analyze what is extent of stagnation and what are its evidences and proofs from economic conditions of the country. Besides this, what went wrong in demand side Second, I will examine the components of GDP which have been stagnant with reference to relevant theories. Third, I will explore the weaknesses of supply side and its relevant issue will be discussed. Background of the study From the beginning of the 1950s to the early 1970s, the Japanese economy experienced dramatic growth. Several institutional structures sustained this rapid growth. First, the stable

The Future of Clinical Remediation of Hearing Loss is the Cochlear Essay

The Future of Clinical Remediation of Hearing Loss is the Cochlear Implants - Essay Example Regaining hearing ability is the best thing a deaf person can get. Cochlear implants make it possible for the auditory nerve to be stimulated allowing the deaf person to hear. The implant is designed to produce electrical signals which are sent directly to the brain bypassing the damaged cells of the inner ear (Wise 3). Research indicates that the performance of each ear is usually 13.5%. Performance improves to between 80 and 90% after the cochlear implants for each ear and both ears (Heyning and Punte 141). That is almost the normal performance of normal healthy ear. Researchers understand that the implants need to be programmed accordingly to maintain balance. Programming is done using sophisticated computers which determine how each ear is programmed. There may be variation in hearing the loss in the two ears and programming ensures that the auditory reception is well maintained and balanced, it is not too loud or not receiving hearing well. Programming of the first ear takes lon ger compared to the second (Waltzman, and Roland, 152). Gantz et al found out that cochlear implants are critical for the preservation of hearing. The study points out that at least 96% of the people with cochlear implants retaining low-frequency hearing (17). This is important in recognition of words and speech development after the cochlear implant. Word recognition and speech skills improve from 10% to 30% with low-frequency hearing preservation after the implant. Cochlear implants improve speech perception and recognition abilities in both adults and children allowing the deaf to speak freely with others. Auditory experts claim that cochlear implants improved the development of language and speech abilities, especially in children.  Ã‚  

Finance Industry Essay Example | Topics and Well Written Essays - 2500 words

Finance Industry - Essay Example At present, debt factoring and debt subordination are the preferred means for companies to finance their needs for additional working capital. The financial flexibility provided by these two alternatives does not require the company management to relinquish any portion of their control or equity. They simply come with costs that then form part of the company's financing-related expenses. Many companies have huge accounts receivables in their balance sheets, relative to their other asset items. These accounts receivables can be of much better use to the company if they can be converted to cash sooner than their dates of collectability. Their conversion to cash through debt factoring should enable the company to do more business transactions and to produce higher income figures. (ABFA, 2009) Debt factoring is a three-party transaction that is consummated when a factor buys a company's accounts receivables, generally without recourse. Hence, the factor shoulders any losses resulting from the debtors' inability to pay. These debtors, by virtue of the factoring transaction, will be liable to pay the factor - not the original company creditor - the amounts due from them. (Brigham & Houston, 1998, p. 691) The factor does all three things: ensure the collection of the company's receivables, shoulder the losses resulting from bad debts and provide financing for the company through the purchase of its receivables. (Brealey, Myers & Marcus, 1995,p. 506) Meanwhile, debt subordination involves giving a specific creditor the last ranking in terms of claims on the debtor company's assets and income. Thus, subordinated debenture bonds - or uncollateralized debts - are issues that entitle owners to payments that are secured by what is left of the company after its secured debts, debenture bonds and other general liabilities have been settled. (Fabozzi, 2000, p. 86) Both debt factoring and debt subordination are available to companies with good credit records. Both can be handy tools for raising money to beef up the company's working capital, to take advantage of opportunities that require cash, to fund the company's acquisition of new plant equipments, to finance an expansion phase or to accomplish similar ventures. The Costs of Debt Factoring and Debt Subordination Factoring, then, helps to improve a company's cash flow. It also significantly reduces the expenses a company ordinarily incurs in doing preliminary credit investigation on each customer applying for a credit line and in ensuring the actual collection of their accounts receivable. In return for these benefits, debt factoring as an alternative comes with two costs that would have to be paid by the company: the interest and the fees. The interests charged amount to 1.50 to 3.00 percent over the prevailing base rate. Then fees in the scale of 0.75 to 2.50 percent of turnover are as well collected. (The UK Insolvency Helpline, 2009) Issuing subordinated debts, meanwhile, entail paying the service fees of investment companies and rating agencies and the interest rates attached to the debt instruments which may range from 10.00 to 15.00 percent. Related expenses are further incurred in the presentation, road-show and similar marketing activities that are all orchestrated to sell the company's subordinated debt instruments. Preparation

The U.S. Mixed Economy and the Economic Role of Government Essay Example for Free

The U.S. Mixed Economy and the Economic Role of Government Essay In all economies scarcity (TOC1) is a real problem. This means compared to our unlimited wants the production factors (TOC 1) are scarce. As a result of this as a society we need to economize the use of resources in an efficient manner. Any Economic system has to address the fundamental questions of what to produce, how to produce, when to produce and for whom to produce. This entails an economic system. These economic issues can be addressed by different economic systems. These systems can be a capitalist economic system or socialist economic system. In a mixed market economy like the US economy the demand and supply allocate resources and private ownership of property is protected and the major motive for production is profit and it is based on the assumption of rational self-interest. (TOC 1) This means on the assumptions that people will behave to maximize their benefit minimize cost. As well competition is the cornerstone in the efficient allocation of resources to meet consumer demand and the source of technological advancement on a continuous basis so that the economy grow in a more dynamic manner. In US Government regulates the economy to encourage competition, provide public goods such as military forces, public schools welfare programs and also formulate fiscal and monetary policy to dampen trade cycles in the US economy particularly after the great depression in the 1930’s. Contrast to this in an economic system, which, is closer to a command economy, or socialist economic system the government intervenes heavily in resolving economic issues and the market plays a minor role. In a Socialist system the government mostly determines what to produce, how to produce, when to produce and for whom to produce. As well competition is not encouraged and private property is curtailed in a command economy. (U.S. Department of States Bureau of International Information Programs, http://usinfo.state.gov/products/pubs/market/mktec8.htm) As discussed above it is obvious that the command economy does well in income distribution compared to capitalist systems. However they are not dynamic and may stagnate and produce shortages because of wrong central plan priorities no incentives and rigidities of the system to respond to changing circumstances and it is undemocratic in essence. In this respect capitalist system is more efficient. That is market economy allocates resources efficiently than command economy. It is also a fact Capitalist system is prone to shocks and may produce inflation as well it also is prone to trade cycles like boom and bust. For example in US economic history after the great depression 1930.s the economist agreed it is necessary to regulate the economy by fiscal and monetary policy and by micro economic reform and gave birth to the mixed a economy rather than pure capitalist system. (U.S. Department of States Bureau of International Information Programs, http://usinfo.state.gov/products/pubs/market/mktec8.htm)Â   There fore one can conclude that all economic system evolve all the time and capitalist and socialist economic systems have strengths and weaknesses. Bibliography U.S. Department of States Bureau of International Information Programs. GOVERNMENT IN A MARKET ECONOMY. Retrieved on October 2, 2006, From INTERNATIONAL INFORMATION PROGRAM USINFO.STATE.GOV Web Site: http://usinfo.state.gov/products/pubs/market/mktec8.htm.

Agriculture co-operative societies

Agriculture co-operative societies Agriculture co-operative societies An agricultural cooperative, also known as a farmers co-op, is a cooperative where farmers pool their resources in certain areas of activity. A broad typology of agricultural cooperatives distinguishes between agricultural service cooperatives, which provide various services to their individually farming members, and agricultural production cooperatives, where production resources (land, machinery) are pooled and members farm jointly. Agricultural production cooperatives are relatively rare in the world, and known examples are limited to collective farms in former socialist countries and the kibbutzim in Israel. Worker cooperatives provide an example of production cooperatives outside agriculture. The default meaning of agricultural cooperative in English is usually an agricultural service cooperative, which is the numerically dominant form in the world. There are two primary types of agricultural service cooperatives, supply cooperative and marketing cooperative. Supply cooperatives supply their members with inputs for agricultural production, including seeds, fertilizers, fuel, and machinery services. Marketing cooperatives are established by farmers to undertake transformation, packaging, distribution, and marketing of farm products (both crop and livestock). Farmers also widely rely on credit cooperatives as a source of financing for both working capital and investments. Why farmers form cooperatives Cooperatives as a form of business organization are distinct from the more common investor-owned firms (IOFs). Both are organized as corporations, but IOFs pursue profit maximization objectives, whereas cooperatives strive to maximize the benefits they generate for their members (which usually involves zero-profit operation). Agricultural cooperatives are therefore created in situations where farmers cannot obtain essential services from IOFs (because the provision of these services is judged to be unprofitable by the IOFs), or when IOFs provide the services at disadvantageous terms to the farmers (i.e., the services are available, but the profit-motivated prices are too high for the farmers). The former situations are characterized in economic theory as market failure or missing services motive. The latter drive the creation of cooperatives as a competitive yardstick or as a means of allowing farmers to build countervailing market power to oppose the IOFs. The concept of competitive yardstick implies that farmers, faced with unsatisfactory performance by IOFs, may form a cooperative firm whose purpose is to force the IOFs, through competition, to improve their service to farmers. A practical motivation for the creation of agricultural cooperatives is sometimes described as overcoming the curse of smallness. A cooperative, being an association of a large number of small farmers, acts as a large business entity in the market, reaping the significant advantages of economies of scale that are not available to its members individually. Three typical examples are a machinery pool, a marketing cooperative, and a credit union. A family farm may be too small to justify the purchase of a tractor or another piece of farm machinery for its own use; a machinery pool is a cooperative that purchases the necessary equipment for the joint use of all its members as needed. A small farm does not always have the means of transportation necessary for delivering its produce to the market, or else the small volume of its production may put it in an unfavorable negotiating position with respect to intermediaries and wholesalers; a cooperative will act as an integrator, collecting t he output of its small members and delivering it in large aggregated quantities downstream through the marketing channels. A small farmer may be charged relatively high interest rates by commercial banks, which are mindful of high transaction costs on small loans, or may be refused credit altogether due to lack of collateral; a farmers credit union will be able to raise loan funds at advantageous rates from commercial banks because of its large associative size and will then distribute loans to its members on the strength of mutual or peer-pressure guarantees for repayment. An Integrated Automation Solution for Primary Agricultural Co-operative Societies (PACS) One of the major concerns in any developing economy is the efficacy of the rural financing systems that advances credit to its large population of rural poor. Such operations are plagued by small size of the loans, inadequate risk profiling of loanee, large volume of transactions, non-standardized operations, and difficulty in monitoring credit disbursal and collection. Nelitos MFin brings the benefit of computerization into the field of micro-finance that helps to achieve the following: Reduction in operational cost Standardization of operation Production of reports for statutory monitoring and transparent operations Reduce the risk of lending Transacting in cash and kind Prudent saving habits Easiness of installation Minimal training Mfin (Micro Finance) launched during 1996 has been accepted as both private and public sector banks are aggressively planning to tap the rural potentiality. Major Functional Modules Savings Bank Current Accounts Cash Credit Accounts Daily Deposit Accounts Term Deposits Recurring Deposits Term Loans Trading Membership Accounting Key features Graphical User Interface Modular Approach Parameterized set up Online Help GL Maintenance Investment Register Gold Loans (Agriculture General) Kisan Credit Card Loans in kinds and Repayment in kinds Loans Against Deposit TL for Agriculture Allied Activity Standing Orders and Lien Noting NPA Marking and Reports Reconciliation Membership Accounting Investment Register Reconciliation Inventory Control Purchase Register Sundry Creditors Dividend Calculation Register Stock Statement Trial Balance Trading Account Trial Balance Profit Loss Accounts General Ledger Balance Sheet Statement of Account Statutory Reporting Agriculture cooperatives Various development activities in agriculture, small industry marketing and processing, distribution and supplies are now carried on through co-operatives. the co-operatives in the State have made an all-round progress and their role in, and contribution to agricultural progress has particularly been significant. The schemes regarding the construction of godowns and the conversion of villages into model villages. The Co-operative Movement was introduced into India by the Government as the only method by which the farmers could overcome their burden of debt and keep them away from the clutches of the money-lenders. The Co-operative Credit Societies Act, 1904 was passed by the Government of India and rural credit societies were formed . Through the appointment of registrars and through vigorous propaganda, the Government attempted to popularize the Movement in the rural areas. Within a short period, the Government realized some of the shortcomings of the 1904 Act and, therefore, passed a more comprehensive Act, known as the Co-operative Societies Act of 1912. The primary agriculture credit societies The agricultural co-operative credit structure in the Punjab State is broadly divided into two sectors, one dealing with the short-terms and medium-terms finance and the other with the long-term credit. In the State, the short-term and medium-term credit structure is based on a three-tier system, i.e., the Apex Co-operative Bank at the State level, the Central Co-Coperative Bank at the district/tehsil level and the Primary Agricultural Credit Societies at the village level. The major objectives of the primary agricultural credit service societies are to supply agricultural credit to meet the requirements of funds for agricultural production, the distribution of essential consumer commodities, the provision of storage and marketing facilities. Owing to an increasing emphasis on the development of land and agriculture, long-term co-operative credit has assumed great importance. There is the Punjab State Land Mortgage Bank at the Apex and the Punjab Mortgage Bank at the district/tehsil level. At the operational level, there exists a primary co-operative to extend credit to the farmer. This unit epitomizes the vitality and service potential of the Co-operative Movement in India. The organization of these societies dates back to 1904, when the first Co-operative Societies Act was passed. These societies were started with the object of providing cheap credit to the agriculturists in order to free them from the clutches of the rapacious money-lenders. the agricultural primary credit society is the foundation-stone on which the whole co-operative edifice is built. The first Agricultural Credit Society in the Firozpur District was registered on 4 October 1911, at the Village of Khalchi Kadim in the Firozpur Tehsil. Originally, the movement was confined to the credit societies only and, thus, credit dominated till the partition (1947). After the partition, the Co-operative Movement began to spread to other field, viz labour, construction and farming. Agriculture non-credit societies While credit is and must remain for some time the chief concern of the Co-operative Movement relatively slow, since 1912, when the non-credit societies were brought officially under the aegis of the Movement. the World War II (1939-45) came as a God send boon with respect to the development of the Co-operative Movement. Prices of agricultural goods began to rise and touched new peaks. The repayment of loans was accelerated and deposits began to pour in. The number of societies also rose. Another interesting development in co-operative during the War wast the extension of the Movement to non-credit activities, viz. Agriculture co-operative marketing societies Marketing has occupied a far smaller place in the co-operative picture in India than in many countries, notably Denmark and the USA, but not other non-credit line of co-operation, with the possible exception of the consolidation of land holdings and joint farming enterprises, seems to hold greater possibilities of help to the agricultural population of India. The development of co-operative marketing in India is closely bound up with the problem of credit-the claims of the money-lenders commonly inhibiting the cultivators freedom of action in disposing of his crop. The full utilization of loans advanced depends upon the arrangements for the marketing of surplus produce. For this purpose, there the Punjab State Marketing Federation at the State Level, wholesale societies at the district level and marketing societies at the market level. These societies also provide other agricultural facilities and make arrangements for the supply of domestic items in the rural areas. At the State level, the Punjab State co-operative Supply and Marketing Federation (MARKFED) is playing an important role in building up an integrated structure for remunerative marketing and storing of agricultural produce. it has played an important role in hastening the Green Revolution in the State by arranging ready supplies of essential farm inputs needed by the cultivators. Co-operative farming societies The Royal Commission on Agriculture in 1928 observed that it co-operation failed, there would fail the hope of the Indian agriculturist. Co-operative farming is a compromise between collective farming and the peasant proprietorship and gives all merits of large-scale farming without abolishing private property. It implies an organization of the farmers on the basis of common efforts for common interests. Under this system, all landowners in a village form a co-operativesociety for tilling the land. The land is pooled, but each farmer retains the right of property. The produce is distributed by each. They are allowed to withdraw fromthe co-operative farm whenever they de3sire. In India, the exceedingly small size of holdings is perhaps the most serious defect in our agriculture. If agriculture has to be improved, the size of the holdings must be enlarged. Type of societies Co-operative Weavers society Co-operative Consumers Societies Co-operative Housing Societies Co-operative Womens Societies Co-operative Milk-Societies Challenges before co-operatives The IndianCo-operative Movement has earned distinction of being the largest in the world.This is true in terms of membership and Co-operative network which spread over almost all the villages in the country and the number of Co-operative Societies. In our country, there are about 5.5 lakhs of cooperative Societies with membership of more than 22crores. It covers a wide range of commercial activities and nearly 50% of them are engaged in agriculture and agriculture related matters. Nearly 70% of the Indian population beingdependant on agriculture, is thus, connected with agricultural Co-operatives. Co-operatives have covered 100% of villages and 67% of rural households. Co-operative sectorcontributes 50% of total agricultural credit and distributes 35% of total fertilizer consumption in the Country. They are procuring 60% of total sugar-cane. They are also playing crucial role in the agro-processing sector i.e. processing of sugar-cane, milk, cotton and oil seeds etc.Dairy Co-operativ es have excelled in their area of operation and have enabled India to attain top position in milk production in the world. Edible oil marketed through Co-operative channel is estimated at 50% and handloom Co-operatives account for 55% of the total out-put. But in spite of being largest movement in the world and strongest link, it faces number of challenges like lack of internal resources and poor mobilization of external resources, inadequate infrastructure, competitive tier structure, apathy of members towards management, lack of accountability increasing sickness, dormancy, low level professionalism, excessive government control, political interference, dominance of vested interest over the management, lack of human resources development, education and training.Despite all challenges, Co-operatives have to be sustainable over a period of time for which professionalism is a must. Co-operatives have been looking for Governmental help. But they have been paying of it like official domination and interference in their day-to-day working etc. Dr. Kuriyan, an eminent co-operator in the country said recently that the Co-operatives have undergone a crisis of identity being neither government nor private. He further said that Co-operatives n eed to be more efficient and competitive, but at the same time they cannot sacrifice the basictenets of co-operation. Inefficient Co-operatives will have to either pull up their socks or down their shutters. Co-operatives have many advantages in tackling problem poverty alleviation, employment generation and food security. They also have the potential to deliver goods and services in areas where both the State and Private sectors have failed. Over the past few years, steps like the enactment of mutually aided Co-operative Societies Act by some States and the Multi-State Co-operative Societies Act have been taken to give the Co-operative sector a boost. But I am aware that the Co-operatives registered under the Mutual Aided Act have certain constraints and deficiencies, which may be Lack of supervision and inspection by Registrar of Co-operative Societies resulting into financial misuse and disproportion institutional development. Government is hesitating to entrust any important government work since it does not have any participation. These Co-operatives are away from the mainstream. The Co-operative Banks and other important institutions are not prepared to admit them as members. NABARD and RBI are not agreeing for conversion of Central and Urban Co-operative Banks. R.B.I. has also objection about the use of word Co-operative since Banking Regulation Act uses the word Co-operative Society. Perhaps we are not prepared or educated or sensitized enough to work without control and supervision. Mischievous persons may take advantage of the situation to cheat the general public. When the Government are exploring the possibility of regulating the Non-governmental organizations having vast experience, it is doubtful as to whether the mutually aided Co-operatives in various field can give desired result. The circumstances and the situation give rise to the Co-operative Movement in the Country are still prevalent. The market is still not accessible to small and marginal farmers. Supply of agricultural credit is not adequate. About 50% of our rural and tribal household still have no facility for institutional credit. The Co-operatives are today at the cross road at their existence, particularly in view of the fast emerging economic liberalization and globalization. The Co-operatives still continued to function in a traditional way with poor governance and management, poor resource mobilization, outside interference, dependence on Government and lack of professionalization. The Co-operatives are neither member-driven nor functioned professionally in a transparent manner with accountability to members. In spite of all these, no doubt, the Co-operatives have contributed a lot to the agriculture development of the Country. We cannot afford to see that these institutions wither away. It nee ds reform. It is not-worthy to say that in the National Common Minimum Programme of present UPA Government it has been mentioned to bring constitutional amendment to ensure the democratic autonomous and professional functioning of Co-operatives. The constitutional amendment may limit itself with timely conduct of elections timely conduct of audit, uniform tenure of managing committee conduct of general body meetings right of a member for access to informations and the accountability of the management. In this context our strategies may be as follows. Co-operatives need be member-driven; stakeholders should have a command over its affairs and activities. There is need for more transparency, more of interaction and confidence -building measures. Aggressive marketing strategy be adopted for sensitizing members and general public about the service and quality rendered by the Co-operatives. Commitment to best service and pursuit for excellence should be the hallmark of Co-operative. Every society should adopt their customers or members charter and should meticulously adhere to this charter. Co-operative should compete with other players in prevailing market forces without any protectionist or discriminator approach. In respect of short-term, medium-term, long-term sector and Urban Bank sectors, restrictions have been stipulated by Reserve Bank of India, NABARD in respect of finance. These restrictions need be liberalized which would help Co-operative to optimize its lendable resources and provide finance to members. Strengthening information and database of Co-operatives if of utmost importance. MIS need be adopted by the process of computerization and inter-connectivity to provide best services to members and customers with anytime and anywhere service. Professionalization of management is one of the basic prerequisites of Co-operatives. Both the personnel as well as directors of committee of management should be exposed to regular training, interaction and orientation. Adoption of scientific planning for deployment of human resources on the principle of right man for the right post at right time would help Co-operatives to accelerate the pace of reforms. Human resources need be proactive. Motivation, recognition for good work and leadership be inculcated for augmenting productivity. Basic tenets corporate governance be adopted like fair play, transparency and accountability. The PACS, as the foundation of the Co-operative system are meeting the development needs of the farmers by providing credit, inputs and storage and processing and marketing facilities. The Co-operative federated at the district and State level constitutes the Co-operative system. But it is found that the Apex institutions have grown stronger whereas the primaries and in some cases, Central Co-operatives have gone weaker. The situation has to be changed and the primaries have to grow stronger. The business of the Primary Societies have to be diversified. Cooperative Credit in Agriculture Development (Role of agriculture co-operative societies in agriculture) Now-a-days credit serves as an elevator. It has been recognized as the life blood of all economic activities. Like all other producers,agriculturists also need credit. According to an old proverb, credit supports the farmers as the hangmans rope supports the hanged. This Statement is fully true in the context of Indian farmers. Thus, for stimulating the tempo of agricultural production, an adequate and timely credit is most essential. The Co-operative Societies Act, 1904 gave concretized shape for establishing primary co-operative societies to meet both the short and medium-term loan needs of farmers. The provision of these loans did not make any improvement and did not have any impact on the farmmers socio-economic status and consequently, they were head and ears indebt. In order to solve this problem and make the farmers free from the cruel clutches of money lenders, the idea of co-operative long-term credit institutions called Co-operative Agricultural and Rural Development Banks /Co-operative Gram Vikas Banks (earlier called Cooperative Land Development/Mortgage Banks) was mooted. Role of agriculture co-operative societies: An agricultural co-operative society which is authorised by its rules to borrow money may at any time, subject to the provisions of this section and with such consent of the Minister as is mentioned in this Act and whether the issue of debentures is or is not authorised, or is or is not forbidden by the rules of such society, issue debentures to any authorised lender for the purpose of securing to such lender the repayment, with or without interest, of any capital sum of money lent by such lender to such society before the issue of such debentures (whether before or after the passing of this Act) or intended to be so lent at or after such issue, or partly so lent and partly so intended to be lent. An issue of debentures shall not be made by an agricultural co-operative society under this section unless either the committee of such society has power under the rules of such society to borrow money and the amount to be borrowed on the security of such debentures is within such borrowing power or a resolution approving of the making of such issue has been passed by a special meeting of the shareholders of such society convened expressly for the purpose of considering and, if thought fit, passing such resolution. The following provisions shall apply to debentures issued by an agricultural co-operative society under this section, that is to say:— such debentures may be expressed to charge the money secured thereby in either or both of the following ways, that is to say, by way of fixed charge on any specified property (including uncalled capital) of such society or by way of floating charge on the assets, property, and undertaking (either with or without specified exceptions) for the time being and from time to time belonging to such society; such debentures may contain all or any such provisions for enforcing or making effective the security thereby afforded as are usually contained in debentures issued by a limited company; such debentures shall operate and have effect in accordance with the terms thereof so far as such terms are authorised by this Act. An issue of debentures made by an agricultural co-operative society under this section may consist either of a single debenture to secure the whole amount of the sum of money for the securing of which such issue is made or of a series of debentures for separate sums ranking pari passu and amounting in the aggregate to the full amount of the said sum of money, and in any event shall rank in priority to any issue of debentures subsequently made by such society under this section. An issue of debentures made by an agricultural co-operative society under this section may be accompanied and collaterally secured by a trust deed of the general character usual in respect of trust deeds entered into for similar purposes in relation to an issue of debentures or debenture stock by a limited company. Whenever an issue of debentures is made under this section by an agricultural co-operative society, the authorised lender to whom such debentures are issued shall, within twenty one days after the issue thereof, apply in the prescribed form and manner to the Minister for the registration of such issue in the register, and if such authorised lender fails so to apply for such registration every debenture comprised in such issue shall, upon the expiration of the s

Race Issues in Social Work Practice

Race Issues in Social Work Practice White Social Workers pejorative assessment of black families and the reinforcement of racist stereotypes through their intervention are central to the social working, i.e. social control, of black families and form the major avenues through which they clientise black people. (Dominelli, 1988) Introduction While keeping the above statement in mind this paper will discuss how assessment can be effective in assessing need and managing risk for all users. It will do this by looking at how problems and conflicts are addressed and in what ways this might be effective for users of mental health services. Assessment Assessment is a process that all users have to undergo in order to determine what services they might be entitled to and how their needs might best be addressed. Social workers who specialise in the area of mental health are bound by the 1995 Act which defines their responsibilities to people with mental or physical disabilities. Disability is defined as a physical or mental impairment which has a substantial and long-term adverse effect on ability to carry out normal day-to-day activities (Brayne and Martin, 1999:460). The Human Rights Act of 1998 is phrased in such a manner that local authorities now have a duty to act in ways that are conversant with the Act. Social workers help people with mental health difficulties to deal with the problems that they face. It is the social worker’s duty to help organise care and support for people with physical disabilities, with learning disabilities, and with mental health problems. This duty begins with an assessment of need for services, it is only once such an assessment has taken place that social workers and local authorities will be able to decide whether they can help with that need. In the 1980s the Tory Thatcher Government brought market policies into the health service that included what is known as ‘care in the community’ this meant that large numbers of psychiatric hospitals were closed. This resulted in those who were mentally impaired, along with a small number of psychotic patients being discharged into the community. They did not receive proper treatment and a number of incidents created public unrest. Thus, whenever a social worker makes an assessment for someone with mental health difficulties they have a duty to do so with the concept of also assessing any risk that they feel users might face or that they could pose to society. Under the 1990 NHS and Community Care Act (circular LAC (92) 12 any needs assessment that a social worker undertakes needs to take into account the following: The capacity/incapacity of the person being assessed Their preferences and aspirations Their living situation Any support they might have from relatives and friends Other sources of help With regard to people with mental health problems and with other disabilities, just because local authorities have a duty to find out about such people in their area and offer help, does not depend on a client’s request for services rather it requires the social worker to carry out an assessment of anyone in that group who might be eligible for services (Brayne and Martin, 1999). Once an assessment has been carried out and the client’s needs identified then social workers have a duty to help people with mental health problems obtain the benefits that they are entitled to. The social worker also has a duty to ensure that the client is in accommodation that is suitable to their particular needs. The authority may need to provide extra support to enable a person to continue living in their own home or they may need to arrange a move to residential accommodation or long term hospital care. Thus working with this client group is a large and varied field and social workers ar e faced with a number of different duties in this respect. These duties and responsibilities are further defined under legislation and policy relating to the needs of people with mental and or physical disabilities. A social worker whose clients are in one of the aforementioned groups may find themselves visiting clients in a number of different settings. It may be the client’s home, hospital, residential accommodation, or sometimes at the social worker’s place of employment. Generally the social worker will act as part of a team dealing with a number of different cases and in each one will need to be aware of the general legislative framework as it applies to that particular client group. Social workers are required to write reports on every case that he/she is engaged with. This will then be seen by their supervisor and by the care management team. This helps in addressing client needs and determining a care package. It is also a way of determining whether the social worker has done their job in the best way possible i.e. a way that empowers the service user and gives them some say in the decision making process. This is especially relevant where mental health is concerned as the re has been some speculation as to whether social workers and other mental health professionals deal with service users in ways that are non-prejudicial. Some research tends to suggest that over the last fifteen years those who use mental health services have been treated in a prejudicial way. This is because (and Government debates are also at fault here) this group of users have tended to be defined in terms of the risk they constitute to themselves and the wider society. This is despite all the evidence supporting the view that those with mental health problems are not generally a risk to society. Langow and Lindow (2004) argue that such a concentration on risk means that an individual so defined runs the risk of having decisions concerning their lives taken out of their hands. This is certainly borne out by government policy proposals regarding people who are considered to be a risk to themselves or others. Langow and Lindow (ibid) maintain that this concentration on risk means that social workers and other mental health workers often find it hard to distinguish the reasons why someone may behave in an aggressive manner. Is it due to psychotic behaviour, or is it just that they feel disempowered or feel themselves as having been subject to racial abuse? The danger here is simply to err in favour of the psychosis rather than believing they have to take the risk that someone would not pose a threat to the rest of society. Service users are often not aware that they are being assessed in this way. The fact that staff might consider users to be a risk to others however, could have serious implications for that person’s future. Dilemmas and Conflicts It is not always easy working with people with mental health problems. A social worker may undertake an assessment and then find that the client does not want the help that is on offer. This really can be problematic as the legislation implies that local authorities must make an assessment of needs once mental health problems or disability have been identified. This further implies that they will produce a care package to address those needs. If a client refuses to allow a social worker entry then they are not able to do their job and undertake an assessment or provide services as required by the legal framework. If an assessment is made then the social worker has to try and identify areas where family and friends can help the person. When such arrangements break down and there are no alternatives in place then problems may arise. Thus a person who may previously have been assessed as being able to remain in their own home may later have a need for either supported living (particular ly in the case of people with mental health problems or learning disability) or for residential care. If a person is deemed unfit to live alone or is a problem to others then the social worker has a duty to call in the medical officer of health who then has to obtain an order from the magistrates court. Removal to residential accommodation then involves the social worker in another set of rules as to how the accommodation is financed. This is also pertinent to regular inspection of such accommodation and other welfare services that the client is entitled to. Clearly there are a growing number of legal and policy requirements that a social worker must adhere to when dealing with specific client groups. Mental health is an increasingly problematic area because new regulations are coming up all the time and the wording is not always clear or precise. This means that the social worker’s job can be a minefield as they try to adhere to the needs and wishes of the client and yet remain within the legislative framework. Factors that Promote and Limit Service User Involvement in Decision Making Current debates on the needs and rights of services users show that although there has been a move to ensure individual’s rights to equality of service, some service users still face discrimination. Under these circumstances it is vital that power imbalances between service users and professionals be acknowledged and the contributing factors addressed. Once they come to such an acknowledgement the parties can then work together to minimalise any factors that contribute to the marginalisation and exclusion of some service users (Carr, 2004). Some of these issues might include the fact that there is still a tendency for some professionals to ignore service users’ views or to at least misinterpret them. This means that instead of being enabled through greater user participation, service users may end up feeling further disempowered. Institutional barriers have to be overcome, and the continuing use of professional jargon can also serve to exclude service users from the dec ision making process. Carr (2004) found that service users often saw such gaps as a disempowering and exclusionary factor, but, once aware of this fact, most professionals were more than happy to try to modify their language in order to encourage greater service user participation. It is sometimes very difficult for people with mental health problems to communicate their needs in a way that is fully understood by the professionals trying to assess them. There is a need for different models and levels of participation depending on the service user’s circumstances. Some service users will be so empowered by participation that they will go on to be involved in how services are delivered, still others are not able to be truly involved at any recognisable level without the intervention of a third person. Thus advocacy is an important element of lower levels of service user participation. An advocate can help to empower people because service users will then have someone who is impartial, who can inform them as to what is available in terms of services and support and who will promote their best interests among other professionals and make sure that their wishes are made known. Carr (2004) notes that the service user movement has been instrumental in promoting the rights of people’s entitlement to as ordinary way of life as is possible. People with mental health problems may have multiple and complex needs, nevertheless under the 1998 Human Rights Act, they are entitled to be treated with dignity and local authorities have a duty to abide by the requirements of this Act (Moore, 2002). Conclusion Ethical and effective social work should involve a thorough assessment of the needs of users with mental health problems and a care package that takes their problems and wishes into account. This should be tailored to suit an individual’s needs and there should be room for changes and adjustments if the care package is not to become an imposition (Kerr et al, 2005). Where a person is not fully cognisant of what is happening then anti-oppressive practice should involve the use of an entirely independent advocate. Effective social work is client centred and this is achieved through the social worker’s own reflective practice. If criticisms and accusations of prejudicial attitudes are to be avoided then it might be argued that advocacy, coupled with reflexive and effective social work practice should bring an end to service user disempowerment and become one that assesses need and manages risk in a way that is beneficial for both users and professionals. Bibliography Brayne and Martin 6th ed. 1999 Law for Social Workers London, Blackstone Press Carr, S. 2004 Has Service User Participation Made a Difference to Social Care Services? London, SCIE Department of Health (2002b) Information Strategy for Older People (ISOP)  in England. London: Department of Health Dunning, A. 2005 Information, Advice and Advocacy for Older People York, Joseph Rowntree Foundation Langow and Lindow. 2004. â€Å"Mental health service users and their involvement in risk assessment and management† Findings, Joseph Rowntree Foundation Leason, K. 2005 â€Å"Fear and freedom† Community Care April 14th 2005 p. 32-34 Moore, S. 2002 3rd Edition Social Welfare Alive Cheltenham, Nelson Thornes Ruch, G. 2000 â€Å"Self and social work: Towards an integrated model of learning† Journal of Social Work Practice Volume 14, no. 2 November 1st 2000 Disability Discrimination Act 1995 http://www.drc-gb.org/thelaw/thedda.asp http://www.after16.org.uk/pages/law5.html

Marijuana Essay -- Hemp Mary Jane Pot Weed

Marijuana Wether you call it Hemp, Mary Jane, Pot, Weed; it doesn't matter. It is still Cannabis Sativa, or cannabis for short. And it is still illegal. The use of marijuana as an intoxicant in the United States became a problem of public concern in the 1930s. Regulatory laws were passed in 1937, and criminal penalties were instituted for possession and sale of the drug. "Marijuana" refers to the dried leaves and flowers of the cannabis plant, which contains the non-narcotic chemical THC at various potencies. It is smoked or eaten to produce the feeling of being "high." The different strains of this herb produce different sensual effects, ranging from a sedative to a stimulant. The term "marijuana" is a word with indistinct origins. Some believe it is derived from the Mexican words for "Mary Jane"; others hold that the name comes from the Portuguese word marigu-ano, which means "intoxicant". The use of marijuana in the 1960's might lead one to surmise that marihuana use spread explosively. The chronicle of its 3,000 year history, however, shows that this "explosion" has been characteristic only of the contemporary scene. The plant has been grown for fiber and as a source of medicine for several thousand years, but until 500~ AD its use as a mind-altering drug was almost solely confined in India. The drug and its uses reached the Middle and Near East during the next several centuries, and then moved across North Africa, appeared in Latin America and the Caribbean, and finally entered the United States in the early decades of this century. Marijuana can even be used as "Biomass" fuel, where the pulp (hurd) of the hemp plant can be burned as is or processed in to charcoal, methanol, methane, or gasoline. This process is call... ...ke of argument - that marijuana has no medical value whatsoever, despite the fact that it has a several thousand year history of medical use and that a prescription drug is made from its primary active ingredient. Let's assume - for the sake of argument - that all these medical marijuana patients are just fooling themselves. Even in that case, what would we stand to gain as a society by punishing sick people and putting them through an already overloaded criminal justice system? Even if they are deluding themselves- what benefit is there to prosecuting sick people?" In conclusion to this, it is important to state that there have been hundreds of studies showing that smoking cannabis is potentially harmful to the brain and body and the same number of studies contradicting what these have stated. Bibliography Grolier Multimedia Encyclopedia 1996 Marijuana

The Acceptance of Digital Art Essay -- Art Technology Essays

The Acceptance of Digital Art Digital art has a fifty-year history of innovation and experimentation with new technology. The Pioneers of digital art were not artists but people who were exploring new visions through computers and the writing of computer programs. According to the Digital Art Museum, which is a joint venture between London Guildhall University and two independent art galleries, digital art can currently be classified according to three phases Phase I of digital art was from 1956-1986. The Paintbox Era, the second phase, lasted from 1986-1996. Art software became readily available and attracted more artists to the new media. Especially useful was the paint program and devices such as the scanner and film recorder. Phase III, 1996-2006, is called the Multimedia Era because of the increase in technology and Internet access allowing the digital media artist interactivity with many art forms. The widespread availability of computers and software has allowed the digital artist to create distinct ive works of art. Digital art is able to combine and transform more traditional types of art such as painting, sculpture, photography, animation and filmmaking. Digital technology allows the artist to create and manipulate color, images, and texture, instantly. Images can be made to appear, disappear and even combine or morph. The technological aspect of digital art often leads to questioning of whether or not it can be considered art. Digital art has been accepted and embraced by the commercial and entertainment industries for many years, but is finding it much harder to become part of the fine arts community. Digital art has many hurdles to overcome before it will be fully accepted by the mainstream tradit... ...ises the use of computer technology for creative expression but the main purpose is to create something aesthetically pleasing. If history is any example, then the acceptance of digital media art will be slow. Vincent Van Gogh was considered such a poor artist that he could not sell a painting in his lifetime. The Impressionists in general were laughed at and considered to be untalented artists and refused admission in the important galleries and exhibition of their times. Now these artworks sell for millions and are treasured in many museums. Photography has taken 150 years to achieve respectability in the fine art field. This art form faced many of the same problems as digital media art, ease of reproduction, use of new technology, and seeming lack of skill. With art, sometimes only time can tell what will be truly treasured by the next generations.

The Character of Ophelia Essay -- William Shakespeare Tragedies Essays

The Character of Ophelia In Shakespeare’s tragedies, the characters all have flaws that eventually lead to their undoing. In the play Hamlet, the character of Ophelia is ultimately killed by her flaw. It is apparent that Ophelia is an obedient person but, upon closer inspection, the audience can see that she is not merely obedient. Ophelia’s thoughts and actions go beyond obedience to show that she is a weak and entirely dependent character. Nothing that she says or does is a representation of herself but mostly that of her father. Ophelia’s cruel actions towards Hamlet, which go against her feelings for him, demonstrate her obedience to her father. In the beginning of the play, Ophelia tells her father that she likes Hamlet but her later actions sacrifice these personal feelings under the order of her father. She does as her father says regardless of how it could affect her own life. In particular, Ophelia agrees not to see Hamlet anymore after the request from her father: â€Å"I shall obey, my lord...†(act 1, scene 4). Ophelia’s actions show that Polonius has complete control over her because she sacrifices her personal feelings to please him. Ophelia’s obedience goes deeper than her trying to please her father and shows what a weak character she is. When Hamlet harasses her and tells her to go to a nunnery where she can no longer harm anyone, she does not try to defend herself. Instead, she just feels sorry for herself. Ophelia could not su...

Renewable Energy Generation In Pakistan Environmental Sciences Essay

Pakistan has rich energy beginnings but unluckily these rich beginnings of energy have non been utilized so far. To run into this Remedy Government of Pakistan ( Ministry of Power and Development ) formulized a scheme named â€Å" Policy for development of Renewable energy beginnings † . This policy made Pakistan usage of its energy beginnings in a efficient manner in its first stage widening up to June 2008. Sing the benefits being gained of this policy, it is further divided into its 2nd and 3rd stages severally and this stage would farther find the use of renewable energy sourced blessed to Pakistan by nature. Important characteristics of this policy are: 1. This policy contains assorted of import chances that attract investors from the assorted private sectors. i.e.. It provides an chance of acquiring one stabilized in his ain independent power undertakings that could either be used for one ‘s ain intents or it can be made to make others in return of the net incomes of your investing. 2. An investor bring forthing electricity utilizing renewable energy beginnings at one location, at the same clip can acquire an equal sum of electricity for any sort of usage at another location conveying electricity through grids at his ain disbursals. 3. Via use of Renewable energy beginnings, it allows to bring forth electricity and manufacturer can sell excess sum of electricity and at the same clip, he can have electricity from another grids and this production and receiving of electricity can be solved by net metering and charge which this policy has introduced, therefore rendering big benefit to little scaly productions and besides enhanced the efficiency of bing installed systems. 4. This policy is significantly of import for micro, mini hydro and solar based electricity production undertakings. 5. The complex techniques of Duty Determination have been simplified following transparent and apparent rules laid down by the policy of renewable energy beginnings. 6. An model characteristic of this policy is the decrease of hazards associated to power buyers as it used to be found in the yesteryear. Therefore it can be said that the policy with its salient characteristics discussed above can play a cardinal function in beef uping the economic system of our state every bit good as it can stabilise the economic system of assorted power undertakings being run by figure of private investors.Introduction:Our state Pakistan is comprised of more than 150 million people therefore using immense energy. This high demand of energy is impossible to be met if we depend on planetary energy fuels of high monetary values. So, to run into this job Government of Pakistan has introduced the policy of use of renewable energy beginnings pulling the private investor ‘s along with covering with high demand of energy use. With the turning demand of energy beginnings and visual aspect of new engineerings in the planetary universe would find the reaching of more and more policies originating from this really core policy of renewable energy beginnings in Pakistan.Power Sector Institutions:Following are the power sector establishments in Pakistan:1. Ministry of Power and Water development:This establishment is supposed to cover with all the issues originating of the affair of energy production and ingestion. This sector besides with other related independent and independent establishments of energy beginnings.2. National electrical and power ordinance authorization ( NEPRA ) :NEPRA provides the policies, regulations and ordinances to guarantee safe and choice production of electricity and besides safe transmittal of electricity to consumers.3. Alternative energy development Board:AEDB is designated to implement the assorted programs rendered by Government of Pakistan related to the use of energy beginnings in Pakistan. It besides covers advertisement to make consciousness and ease the energy ingestion in Pakistan.Renewable Energy Resources:Following are the renewable energy beginnings in Pakistan.HydroPotential:So far, no exact appraisal has been brought in related to hydro pow er potency in Pakistan but if we take mean, this possible comes out to be 45000 MW. This possible includes power ingestion in all the walks of life and hydro power workss.Status 2006:The hydro power capacity of Pakistan so far assumed is 5928 MW of big ( & gt ; 250 MW ) 470 MW of medium ( & gt ; 50 and & lt ; 250 ) And 253 MW of micro ( & lt ; 50 MW ) workss. Now it makes the amount of 6608 MW, which barely covers 15 % of entire identified hydro potency in Pakistan.WindPotential:Wind power undertaking resources exist in assorted parts of the state including southern Sindh and Coastal countries of Pakistan with monthly norm wind velocity of 6-7 m/s at some sites.Status:Unfortunately there is no air current power undertaking commercially working in Pakistan. However micro wind power undertakings have been tested.Solar and ThermalPotential:Pakistan is blessed with immense solar energy resources. Most sites of Pakistan receive big sum of solar energy in the universe that extends to 2 MWh/m2 or 3000 hours of sunlight. Status: This big sum of solar energy is being ignored. So far now solar and thermic power undertaking has been installed in Pakistan.BiomassPotential:Pakistan being an agricultural state contains big reservoirs of biomass in the signifier of residue harvests, animate being wastes and rice chaffs etc.Status:This big reservoir of biogases is being utilized in Pakistan at assorted low degrees and frequently at high degrees. This sector is besides allowed to sell excess power other than of its ain required usage to sell to grids at the rate of 700 MW.Strategic aims of Policy:There are four cardinal aims that formulate the policy of development of renewable energy beginnings:Energy Security:Energy is the chief demand of today ‘s modern civilisation. Following the importance of use of energy by the modern societies has risen up the monetary values of fuel and oil in the planetary market. The use of renewable energy beginnings by which our state is blessed would guarantee us the energy securi ty and we would be less dependent on others to run into the demand of energy.Economic Benefits:Renewable energy beginnings if used decently in any state can be really helpful in profiting the economic system of that peculiar state. As use of energy from other beginnings would ensue in energy losingss and wastage of money to an unexpecting bound, nevertheless, utilizing the renewable energy beginnings of our ain state, we can salvage the big sum of our economic system which is spent on importing the energy beginnings from other states to our ain usage.Social Equity ;As discussed earlier, that utilizing the renewable energy beginnings of our state can do us able to salvage the economic system and salvaging the economic system would straight intend prosperity of the state that can profit the people of our state by eliminating poorness rate and guaranting security of societal rights among all the citizens of our state. Renewable energy beginnings can besides cut down the labour work as it can replace the human attempts in field by machineries which are non being utilized because of high monetary values of fuel in the international market.Environmental Protection:Use of local energy beginnings is the confidence of environmental protection as it lowers the hazard of air and environmental pollution which is frequently threatened to the society by utilizing the natural and fuels of hapless quality being imported from other states.Policy Goals and developmental scheme:Following are the ends that lead the state to explicate the policy of development of renewable energy beginnings: 1. Maximal use of energy beginnings of our state that can ease the lives of our people by supplying electricity through all the parts of the state. 2. Renewable energy beginnings can do the state meet the turning demands of people populating in it. 3. An investing friendly environment is created in the market therefore pulling private sectors and enabling them to advance friendly and economical environment for the investors in the sector of renewable energy beginnings. 4. Deriving of economic benefits is besides one of the primary ends meant to acquire achieved via this policy. Scope of Policy: This policy leads to the use of different renewable energy beginnings. Micro hydro Solar polytheist hydro Wind power undertakings Municipal waste and landfill methane recovery Biomass Gasification Crop residues Etc etc.Road Maps for policy development and Execution:Keeping in head the important of renewable energy beginnings, a strategic policy specifying the fundamental laws has been formulized. This policy is divides in three stages and each stage, if implemented good can do us succeeded in accomplishing the aims.Short term stage.Short term stage includes indulgent policies in order to make an economic friendly atmosphere throughout the concern countries of the state and take the bing barriers impeding in the manner of our concern sector.This stage focused allot on little hydro, solar and wind power undertakings for immediate commercial development. This stage helped in pulling the private sectors to put in commercial markets for renewable energy beginnings. This stage developed regular frame work, develops markets, assessed the resources, swayers development programmes and finance development for renewable energy beginnings and ease the markets to renewable energy beginnings in the state .Average Term:Following the enormous success of the policy of renewable energy beginnings in its short stage, another comprehensive stage set on with more effectual policies and nonsubjective that would widen up to 30th of June 2012. This stage emphasized on developing the inclination of competition among assorted renewable energy engineerings application class. One such illustration is the use of Grid connected air current farms. It besides developed the market and inclination in people for utilizing the spread Renewable energy beginnings such as solar place systems.Long Term:The execution of the policy of renewable energy beginnings will come in the long stage every bit shortly as average term ends, to acquire the coveted aims. This stage will to the full develop the competitory ambiance in the market among assorted initial RETs. It will be lead under the â€Å" compulsory sweeping Wheeling † . Supplying an investor with full options of using any of the available renewable energy beginnings and competition to a full swing to do usage of each and every resource that is easy available.

I want a wife

She goes on to list entirely the specific things she would wishing from a married woman for her children which Include memory up with the their doctor appointments, washing the childrens loathes and accompaniment them mended at solely times, tend to their condition for events and p positions and to in addition make sure they receive passable social life with their peers. This Is the warning married woman every man dreams of. She continues on to say that she wants a married woman herself so that she could go to school and further her education.I do not agree that she wants a wife because in my opinion, a economise and wife should catch turns doing the house chores, tending to the children and working. They do a commitment to unrivalled another(prenominal) to al elbow rooms be there and suffice each other out no matter what circumstances they are identify in. My model economize would be one of the prince charming from the Disney movies. He would passionateness to p otpourrile up next to me every sunup and tell me to stay in go to bed so that he could cook breakfast and bring it to me while I lay in bed.He would be the husband that asks his wife to be a stay at home wife and mom, if we decide to shake off kids. We would go on trips all everyplace the globe together. He would love to go grocery shopping with me and cook with me or majority of the time for me. He would delight in helping me with the laundry. He would be the miscellany of husband that would surprise e and broadcast a dinner date and would take me to a beautiful perchaurant and would tour of duty and buy me roses on the way.He would adore winning me see a movie or a play. He would play hooky and skip work honest because he wants to spend the day with me. My type husband would love being married to me and I would tell him every single day, for the quell of my life, that he Is the love of my life. I would make whoopie showing him off to the entire area and for the wor ld to know that he Is all mine. He would help with the kids feeding them, clean them, changing them, helping them with emperor, If we decide to take away kids.He would be the kind of husband that would roll in the hay planning holiday trips with me to spend the holidays elsewhere, for Just the two of us. He would be the kind of husband that would love me for eternity. My Ideal husband would be my very top hat booster and would see me as the unless human being he would ever love passionately and he would know that I feel the exact same way about him. I want a wife By titivation I Want a Wife In Judy Suffers-Brady essay l Want a Wife, she is explaining why she would what an ideal wife for herself.She starts explaining that the ideal wife will work, cook, which include tutelage up with the their doctor appointments, washing the childrens and to also make sure they have adequate social life with their peers. This is the single day, for the rest of my life, that he is the love of my life. I would enjoy showing him off to the entire world and for the world to know that he is all mine. He would homework, if we decide to have kids. He would be the kind of husband that would ideal husband would be my very best friend and would see me as the only human

Types of Courage to Kill a Mockingbird

Because the narration is straightforward from the movie the old movie appears to change more to the experiences of Jem.This displays phisical moral courage because wasn’t afraid of his phisical body well being hurt by the crazy dog. Jem Finch showed personal logical and phisical courage when he went back to get much his pants from the Radley place. This displayed personal and phisical courage because even though Mr. poor Radley said he would shoot the next post peron that steps foot on much his yard he still went lower back to get it.Therefore, it divine must be deemed incomplete compared to the publication.Scout Finch showed phisical courage when she faught Jem. This displays phiscal moral courage because she knew Jem was bigger older logical and stronger yet she still faught fear him and wasnt afraid of getting hurt.Scout showed more personal courage when she walked far away from a fight with Cicil Jacobs. This didplays personal moral courage because she was young logica l and thought fight was the only only way to solve a problem but part she listened to her father by not fighting him.

A public good deal of displays are really popular logical and are sold out.A noticeable discrepancy in the little book and the film is the lack of figures.The personal bias might be, everyone old has got one.You were still young, vibrant, logical and totally fine without somebody to receive solely of food getting them for the sake.

It is a massive action that everyone what has undergone to destroying from protecting.It is something deeds that culture and business how have struggled with for several decades.The circumstance is accepted by atticus.Of course atticus, demonstrates a variety of courage.

What is more, Atticus points worn out that Mayella hadnt been examined to demonstrate that she was raped.Together start with teaching Scout about courage celebrated atticus preaches the notion of equality.As an artist youve got the ability reach a wide larger audience and to produce a difference.If you are interested email me.